Our Business Loan Offers

Our Business Loan Offers provide flexible and affordable financing solutions to help your business grow and succeed. Whether you need capital for short-term expenses or long-term investments, we have a range of options to fit your unique needs. With our Business Line Of Credit, SBA Loan, Business Advance, Business Term Loan, A/R Term Of Credit and other offers, you can choose the option that works best for you. Our dedicated team of financial experts will guide you through the application process and help you secure the funding you need to achieve your goals.

Business Line Of Credit

Flexible financing option that allows you to borrow up to a predetermined limit, pay back what you use, and borrow again as needed. It’s like having a credit card for your business, with lower interest rates and higher credit limits.

Unique Benefits

Unsecured
Same Day Funding Available
Only Pay for What You Use
Up to $250,000 Line of Credit
True Revolver; Each Payment Frees Up Additional Available Funds

Qualifications

1 Year Time in Business
$25,000 Deposited Monthly in Business Bank Account or $300,000 Annual Sales
600 Minimum FICO

Unique Benefits

Working Capital: 10 Year Term
Real Estate: 25 Year Term
Approvals within 25 Hours, Funding Process 4 - 8 Weeks
Monthly Payments & No Prepayment Penalty
Reports to Business Credit Bureaus

Qualifications

2 Years Time in Business
660+ FICO
No BKs/Liens/Foreclosures in Last 3 Years

SBA Loan

Government-backed loan for small businesses. It offers longer payment terms and lower down payment requirements than traditional loans, making it an attractive option for those who qualify.

Business Advance

Quick and convenient funding solution that helps businesses get the necessary capital to grow and expand. It is a type of financing that is based on the business’s projected revenue, allowing businesses to access funds faster than traditional loans.

Unique Benefits

Same Day Funding Available
All Industries
6 - 24 Month Terms Available
Up to $5 Million Funded Amount
Flexible Terms

Qualifications

1 Year Time in Business (*6 Months TIB if Depositing Over $50000 Per Month)
$25,000 Deposited Monthly in Business Bank Account or $300,000 Annual Sales
No Minimum FICO

Business Term Loan

Provides financing for fixed assets, such as equipment or real estate, with repayment terms ranging from 1 to 10 years. Ideal for companies looking to expand or invest in long-term projects.

Unique Benefits

No Prepayment Penalty
Monthly Payments Available
Reports to Business Credit Bureaus
1 - 2 Year Terms
Refinance Up to 2 MCAs

Qualifications

2 Years Time in Business
$25,000 Deposited Monthly in Business Bank Account or $300,000 Annual Sales
660+ FICO
No BKs/Liens/Foreclosures in Last 3 Years

Unique Benefits

Revolving Line of Credit
Facility Size: $250000 - No Cap
Line of Credit Amount Fluctuates as A/R Fluctuates
Up 95% Financing of Current A/R
4 - 7 Days Application to Funding

Qualifications

Minimum $100000 in Open Receivable on 30 - 60 Day Terms
$1 Million in Annual Sales
1 Year Time in Business
No Minimum FICO

A/R Term Of Credit

Financing option that allows businesses to borrow money based on their accounts receivables. The amount borrowed is repaid as the receivables are collected, making it a flexible and convenient option for managing cash flow.

Inventory Line Of Credit

Flexible financing option that allows businesses to leverage their inventory as collateral to secure a line of credit. This option is especially helpful for businesses that need to regularly restock inventory to keep up with demand.

Unique Benefits

Revolving Line of Credit
Facility Size $250000: -No Cap
Line of Credit Amount Fluctuates as Inventory Fluctuates
Up to 85% Financing of Inventory Liquidation Value
7 - 14 Days Application to Funding

Qualifications

$1 Million in Current Inventory
$1 Million in Annual Sales
1 Year Time in Business
No Minimum FICO

Equipment Financing

Loan designed to help businesses purchase new equipment or upgrade existing equipment. This type of loan typically provides a lump sum of money that can be used to purchase equipment outright or to make lease payments over time.

Unique Benefits

Rates Start at 6%
Monthly Payments
Longest Term: 5 Years
Max Financing Amount: $1000000
65-100% LTV Depending on Program

Qualifications

Invoice Required for Quote
No Private Party Sales
1 Year Time in Business
600 Minimum FICO

Unique Benefits

Loan Size: $100000 - $10 Million
Monthly Payments Available
70% Max LTV
1st, 2st & 3rd Liens

Qualifications

Real Estate or Heavy Equipment Collateral Required
No Minimum FICO
Premier Program Requires $1 Million in Annual Sales

Collateralized Programs

Allow businesses to secure loans using assets as collateral. This option can be ideal for companies that have valuable assets but need additional capital. The assets used as collateral may include real estate, equipment, inventory, or accounts receivable.